Showing posts from January, 2017

"Blogging" What's in it for me and you?

I started blogging about six months ago and after retiring early from my engineering job/career of 20 years. Since then, I have published about thirty nine different posts (including this one) covering personal finance, early retirement, and investing related topics.

As of today, my total page viewership is close to 12,000 pages from many different countries with majority from the US, Canada, and Israel. It's not too bad for a readership and a fair return for the amount of effort.

I don't actively promote my blog other than occasionally commenting on other early retirement or investment blogs. You will also not see any ads or affiliate links on my site. It is not my intention to make money from this blog despite being "Mr. All Things Money". I will explain later why I chose this name for my blog.

Blogging is mainly a hobby for me, I don't see it as anything more. It's just a way for me to pass some free time while practicing writing skills and sharing my inves…

Taking Profits while increasing Dividend Income

Applying one of my Investment Business Plan rules today, I sold some of my Intel (INTC) shares at a price of $37.70 and at a profit of 127%. That's an awesome return in a 5-year period, not including dividends which I have collected on these shares since 2011.

As a dividend growth investor my main goal when investing in a stock is to generate dependable and growing income via dividends.

In my view, when a dividend paying company fails to raise its dividend annually, it's a sign that company is either not dividend investor friendly or it is in a cash crunch.

Time to add this high quality stock to my Healthcare portfolio

Healthcare stocks have under performed last year and are further beaten down starting this year due to the continued drug price pressure and lingering Obama Care repeal.

Despite the short-term negatives, there are some excellent blue chip bargains in the sector and a good time to grow and diversify my healthcare portfolio which currently makes up only about 6% of my entire dividend stock portfolio.

You can see my complete portfolio here:My Dividend Stock Portfolio

Is Target a good value stock or a value trap?

Having recently bought V.F. Corp stock (I talked about it here: Why I am adding VF Corporation to my portfolio, my eyes are now on Target (ticker: TGT). Target is another dividend aristocrat in the depressed retail sector which has recently pulled back by about 15% from its 2016 highs.

At a current dividend of 3.4% and a P/E of 13.6, TGT is starting to look attractive. Currently, I have a very small position (<1% of total portfolio value) in Target. I bought these shares in August of 2016 with a YOC of 3.4%. You can see my entire portfolio here: My Stock Portfolio

It looks like TGT is about at the same yield level as when I bought it five months ago, this is shown in the F.A.S.T Graphs TGT price chart below. The green dot shows the date and price when I bought my TGT shares.

Bought More Abbvie (ABBV) On A Dip Today

I love the days when my favorite stock takes a dip as it creates a buying opportunity in a stock that I already own or is on my watch list.

Abbvie (stock ticker: ABBV) is one of such stocks. I already have a half position in Abbvie which I started back in November of last year, just before the elections. I briefly talked about it back then in this article: Are your investments election ready?

Today ABBV took a nice 3.5+% price dip. I was able to pick up some shares at $61.0 just around 2pm (EST). I would have done slightly better if I had bought it a bit earlier. Oh well it's hard to time the dip perfectly, but still I was able to pick up these shares deep in the dip and before the stock started to climb back out a bit.

I am adding V.F. Corporation to my Dividend Portfolio

I am always looking for bargains to add good quality dividend paying stocks to my portfolio regardless of what the stock market is doing. There are always bargains or discounts available in the stock market even during the current overvaluation period.

The key is to find a market sector that is currently unloved or out-of-cycle and find the best stock in that sector. It's like buying the best house in the worst neighborhood which has the potential of best gains when the market turns around.

Retail is one of such sectors/neighborhoods that has been taking quite a beating due to the recent holidays sales disappointment and continued pressure from online retailer Amazon.

My Business Plan for Financial Independence and Early Retirement

No big feat can be accomplished without a set of goals and a plan to follow. You also need to have some guidelines and the means to track your progress. This is especially true for investing.

My 2016 Year End Investment Summary

Another year has come to an end and it's time to look back and see how I did with my investments.

1-Year Return

My non-retirement accounts (Active Individual Stock Investments): 21%
My retirement accounts (Passive Index Investments): 10.2%
My average return (all accounts): 15.6%

Note: The above returns don't include dividends.

My average 1-year return is excellent, given that S&P 500 Index only returned 9.54% for the year. Also, my retirement accounts are mostly in S&P 500 Index funds and why the return of my retirement accounts is almost the same as the Index.
The overall high return on top of the passive investments was contributed by my actively and self-managed non-retirement accounts which are invested in only dividend paying stocks.

In this article, we will take a closer look into my dividend paying stock portfolio.