Sunday, July 31, 2016

Wednesday, July 27, 2016

My Investment Principles

With a mindset of a long-term investor, I buy stocks with the goal of keeping them forever. In other words, I am not looking to make a quick buck from frequent ups and downs of the market; nor does it bother me if one of my stocks has nose dived due to some temporary or short term situation.

This allows me to make my investment decisions based on long term goals of building wealth and generating sustainable and growing income while ignoring day to day gyrations in the stock market.

The strategy does require lot of patience and tenacity to stay the course; it is especially true when market is going through a correction or even worse a recession. Therefore, whenever I am feeling impatient or having the urge to make a buy/sell decision in a hurry, I would simply review my investment principles. That will put me back on track and prevent me from making a bad decision.


Sunday, July 24, 2016

Japanese bakery to live for

No, I am not opening a bakery. This post is about a Japanese bakery that I visited today with Mrs. ATM (All Things Money). We have been waiting for years for such a bakery to open in Portland. And finally, our dream has come true and now we have an awesome Japanese bakery nearby. We don't have to drive 3 hours to Seattle anymore to visit a Japanese bakery :)

If you have never tried Japanese bread or pastries, you don't know what you are missing. It's like having French pastries that are made with Japanese ingenuity and perfection.

Let me introduce you to Oyatsupan Bakers. They recently opened their bakery in Beaverton, OR -- a suburb of Portland. If you are in Portland area, you should definitely check them out. I have included  a Yelp link at the end of this post.

The picture below is a small sample of goodies we picked up this morning at Oyatsupan Bakers:

A sample of baked goods at Japanese bakery: Oyatsupan Bakers

















What should I do with my life?

Well this can be a daunting question at any age and one that we all have to deal with at some point in our lives. However, for most people it is a question that gets asked much earlier in life when they are just starting out in college or in a new career.

For me growing up, the answer to this question "What should I do with my life or what would I want to become when I grow up?" has been quite easy to answer.

I have known since I was a teenager while tinkering with computers that I wanted to become an engineer and work on computers. I was good in math and science and even knew how to write code when I was in middle school. Working with computers came naturally to me even at the time when personal computers were not that common.

Tuesday, July 19, 2016

Introduction

Hi,

As of July 2016 I have retired early after a 20 year career in computer engineering and while still in my early 40s. Of course, early retirement is not something that I just plunged into overnight. I had to meticulously plan it over the course of several years before I was ready to hand over my resignation.