Sunday, October 15, 2017

AT&T: A Telecom Giant On Flash Sale (Part 2)

As of Friday's closing stock price, T is trading at about 23% discount to its fair value of $40 as determined by a P/E of 15 multiplied by its 2017 earnings estimates.

On the downside, historically T has never traded below a P/E of 11 since last recession. Therefore, the P/E of 11 becomes our worst case support for this stock and translates into a risk of additional 9% downside from Friday's stock price.

Saturday, October 14, 2017

AT&T: A Telecom Giant On Flash Sale (Part I)

On October 11, AT&T (stock ticker T) warned on Q3 results, which caused its share price to decline by about 6%. Such a big one day price decline is no less than a correction and could possibly be a great opportunity to buy shares in one of the largest and well known blue chip telecom companies while earning a very juicy 5.5% dividend yield.

Tuesday, October 10, 2017

Building A City Of Dividend Stocks

I like to track my investments in a visually fun and appealing manner instead of just plain boring spreadsheets. Don't get me wrong, I like spreadsheets, but creating visualizations of my investments is more fun and it keeps me motivated and engaged while providing useful data about my investments.

Mr. ATM's rendering of actual stock buy transaction performance

Tuesday, October 3, 2017

My Magic Heat Map Says: IBM Shares Ripe For Buying

The "Heat Map", which I've implemented as part of my stock watchlist system, identifies stocks that are cheap or expensive based on their 52-week trading range. I call it a Heat Map because stocks with lots of red indicate stocks that are likely expensive or in high demand vs. green bar which indicates stocks that are not so hot, but are trading cheap.

Wednesday, September 13, 2017

My Dividend Radar

Just as Air Traffic Controller tracks every incoming and outgoing airplane in his airspace or airport, I track my dividends as they come in for a landing into my account.

I have built a Dividend Payment Radar that helps me track every single payment from the moment it shows up on the radar (via company dividend announcement) till the time it lands into my account.

My Dividend Radar showing high dividend traffic in September

Tuesday, September 12, 2017

Never Ending Equifax Headache: A Fourth Credit Bureau?

Man, I thought I had it all covered after putting credit report locks across all three major credit bureaus (Equifax, Experian, and TransUnion) in the aftermath of Equifax security breach: How I am Protecting My Credit Report

Little did I know that there is a fourth and smaller US credit service bureau called Innovis that we also need to worry about in terms of locking/freezing our credit reports.

Friday, September 8, 2017

How I am Protecting My Credit Report

Today most Americans (about 143 million people) are waking up to the news of their personal information such as Social Security numbers, names, date-of-births, and in many instances driver's license numbers stolen from Equifax.

Equifax is one of the three credit information provider companies that collect and provide credit information to lenders such as credit card companies and banks. They are the ones who maintain our credit scores which then along with other personal information such as credit history is used to determine if we are worthy of a new loan or a credit card.

Tuesday, September 5, 2017

Our Utah Summer Vacation Part II

 Visitors taking a break from heat outside the Zion Lodge
I wanted to finish writing about our Summer Vacation Part II before the summer ends. Well, the summer has officially ended, and I'm a bit late posting part II, though better late than never. So, here it is.

BTW, if you missed Part I, you can read it here: Our Utah Summer Vacation Part I

For Part II of our summer vacation, we headed over to Zion National Park which is located in the South-Western part of the great state of Utah.

Wednesday, August 23, 2017

A Lesson From History: Market Does Not Go Down In A Straight Line

During the 2009 market crash, we had three chances to get out before the market took a nose dive. Once you miss these chances, you better hold-on tight and make sure you don't own any low quality stocks.

2009 Market Crash

Tuesday, August 15, 2017

How To Know When To Sell A Stock?

One of the most difficult decisions in stock market investing is to know when to sell a stock.

I've been investing for over 20 years now, but I still struggle with this decision. It is especially true when the stock in question is one of my top performing stocks. It can be quite tempting to take a profit and run; however, taking a profit may not be a good long-term decision.

To make a decision to sell such a stock, I go through a sequence of questions that I ask myself and then depending on the answers I get, I would either keep the stock or sell it for a profit.